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Welcome to the CRL Insurer Services blog. From big data and insurtech to accelerated underwriting and self-service products, the world of life insurance is moving at an unprecedented pace. We are confident that mortality data and insurance industry capabilities will continue to evolve, and seek to provide relevant expertise and updates to our valued clients.

As we continue to provide lab, data, and underwriting services through the CRL Insurers Business Unit, we look forward to sharing updates with you here. Check out the latest posts below from our dedicated team of medical directors and industry leaders, who provide commentary on timely topics, innovative services and solutions, and the existing database of CRL expertise.

 

Trends in Nicotine Misrepresentation

January 20, 2021

A fundamental underwriting principal is to treat like risks in a similar manner. This fairness doctrine is a key to… Read More

Tags: Cigarettes, Insurance, Mortality, Nicotine, Risk

COVID-19 Antibody Prevelance Increased throughout 2020: New Research from CRL

January 7, 2021

Dr. Robert Stout, Co-Founder and Chief Scientific Officer at CRL, and Dr. Steven Rigatti, Consulting Medical Director with CRL, conducted… Read More

Tags: Coronavirus, Covid 19, Covid 19 Crisis, Life Insurance, Risk Management

CRL Acquires Confirm BioSciences

December 14, 2020

See below for details on the latest CRL acquisition. We are pleased to share that CRL has acquired Confirm BioSciences, a… Read More

Tags: Acquisition, Business, Laboratory, Life Insurance, Mortality

Are You Overpricing Applicants with HbA1c Elevations?

November 11, 2020

There are many articles that can help answer the question of applicant hemoglobin A1c values, including this study from CRL: Relationship… Read More

Tags: Diabetes, Diabetic, Life Insurance, Mortality, Underwriting

Epigenetics White Paper on Technology & Innovation: CRL Doctor Expertise

November 4, 2020

Dr. Heather Fehling, Chief Scientific Officer of Molecular Diagnostics at CRL, was honored to join the Society of Actuaries Epigenetics… Read More

Tags: Epigenetics, Genetics, Life Insurance, Mortality, Science

Simple Lab Tests May Still Offer the Best Underwriting Protection

October 7, 2020

Dr. Michael Fulks, MD, comments on earlier research regarding the relative mortality in apparently healthy adults with various urine protein/creatinine… Read More

Tags: Lab Tests, Life Insurance, Mortality, Underwriting, Urinalysis

Understanding Systolic Blood Pressure

August 25, 2020

Are you giving systolic blood pressure (SBP) the credit or debit it deserves? Review your company’s preferred criteria and note… Read More

Tags: Blood Pressure, Bp, Hypertension, Life Insurance, Mortality

CRL Receives FDA Emergency Use Authorization for Best-in-Class Self-Collected COVID-19 Saliva Test

August 3, 2020

CRL has received FDA Emergency Use Authorization (EUA) and is scaling up capacity for CRL Rapid Response™, a saliva-based COVID-19… Read More

Tags: Coronavirus, Covid 19, Covid 19 Crisis, Covid 19 Testing, FDA

Globulin: A Warning Underwriters Cannot Ignore

July 14, 2020

How do you find a very expensive early mortality risk, most of which is the result of undiagnosed — but… Read More

Tags: Cancer, Lab Tests, Life Insurance, Mortality, Underwriting

Polypharmacy Now Available

July 7, 2020

An Important Tool for Improved Risk Selection CRL is pleased to introduce a new polypharmacy laboratory test to aid insurers… Read More

Tags: Lab Tests, Life Insurance, Mortality, Polypharmacy, Underwriting