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Recent Publication on Mortality: Impacts on Insurers

June 28, 2021

Recently Dr. Michael Fulks commented on 2020 mortality data from JAMA, citing an increase of 17.7% from 2019 to 2020… Read More

Tags: Cancer, Insurance, Life Insurance, Mortality, Retirement

2020 US Mortality Results: How do they compare to prior years?

June 17, 2021

Dr. Michael Fulks, Consulting Medical Director to CRL, comments on the 2020 leading causes of death in a COVID-19 world…. Read More

Tags: Cancer, Covid 19, Heart Disease, Life Insurance, Mortality

Urine Protein Tests: A Mortality Predictor in Life Insurance Populations

March 31, 2021

Urine protein tests offer a simple way for insurance companies to obtain an important predictor of life risk. CRL recently… Read More

Tags: Healthcare, Kidney, Life Insurance, Medical Research, Mortality

Trends in Nicotine Misrepresentation

January 20, 2021

A fundamental underwriting principal is to treat like risks in a similar manner. This fairness doctrine is a key to… Read More

Tags: Cigarettes, Insurance, Mortality, Nicotine, Risk

CRL Acquires Confirm BioSciences

December 14, 2020

See below for details on the latest CRL acquisition. We are pleased to share that CRL has acquired Confirm BioSciences, a… Read More

Tags: Acquisition, Business, Laboratory, Life Insurance, Mortality

Are You Overpricing Applicants with HbA1c Elevations?

November 11, 2020

There are many articles that can help answer the question of applicant hemoglobin A1c values, including this study from CRL: Relationship… Read More

Tags: Diabetes, Diabetic, Life Insurance, Mortality, Underwriting

Epigenetics White Paper on Technology & Innovation: CRL Doctor Expertise

November 4, 2020

Dr. Heather Fehling, Chief Scientific Officer of Molecular Diagnostics at CRL, was honored to join the Society of Actuaries Epigenetics… Read More

Tags: Epigenetics, Genetics, Life Insurance, Mortality, Science

Simple Lab Tests May Still Offer the Best Underwriting Protection

October 7, 2020

Dr. Michael Fulks, MD, comments on earlier research regarding the relative mortality in apparently healthy adults with various urine protein/creatinine… Read More

Tags: Lab Tests, Life Insurance, Mortality, Underwriting, Urinalysis

Understanding Systolic Blood Pressure

August 25, 2020

Are you giving systolic blood pressure (SBP) the credit or debit it deserves? Review your company’s preferred criteria and note… Read More

Tags: Blood Pressure, Bp, Hypertension, Life Insurance, Mortality

Globulin: A Warning Underwriters Cannot Ignore

July 14, 2020

How do you find a very expensive early mortality risk, most of which is the result of undiagnosed — but… Read More

Tags: Cancer, Lab Tests, Life Insurance, Mortality, Underwriting