There are many articles that can help answer the question of applicant hemoglobin A1c values, including this study from CRL: Relationship… Read More
Tags: Diabetes, Diabetic, Life Insurance, Mortality, Underwriting
Dr. Michael Fulks, MD, comments on earlier research regarding the relative mortality in apparently healthy adults with various urine protein/creatinine… Read More
Tags: Lab Tests, Life Insurance, Mortality, Underwriting, Urinalysis
How do you find a very expensive early mortality risk, most of which is the result of undiagnosed — but… Read More
Tags: Cancer, Lab Tests, Life Insurance, Mortality, Underwriting
An Important Tool for Improved Risk Selection CRL is pleased to introduce a new polypharmacy laboratory test to aid insurers… Read More
Tags: Lab Tests, Life Insurance, Mortality, Polypharmacy, Underwriting
Life insurance underwriting is, arguably, the most successful implementation of predictive analytics ever developed. One need only look at the… Read More
Tags: Algorithms, Life Insurance, Mortality, Risk Analysis, Underwriting
In a recent Journal of Insurance Medicine article¹, Drs. Rigatti and Stout used data from over 300,000 individuals who had… Read More
Tags: Cancer, Doctors, Life Insurance, Mortality, Underwriting
What to do about an elevated PSA value that is newly found on insurance screening or under “active surveillance”? We… Read More
Tags: Cancer, Life Insurance, Mortality, Prostate, Underwriting
How much exercise does it take to be preferred and how can we measure it? The doctors at CRL published an article in… Read More
Tags: Fitbit, Fitness Tips, Life Insurance, Mortality, Underwriting
History: Blood Pressure Measurement Background Blood pressure is one of the first objective measures used to evaluate risk in life… Read More
Tags: Blood Pressure, Healthcare, Life Insurance, Risk, Underwriting
Bad news for actuaries: according to the latest from the US Journal of the American Medical Association, mortality rates for… Read More
Tags: Drug Test, Life Insurance, Mortality, Underwriting